State Farm’s Drive Safe & Save™ program rewards Ohio drivers for safe driving habits with discounts on their auto insurance. Here’s how the program works and how much you can save.
How Drive Safe & Save Works in Ohio
Drive Safe & Save uses a mobile app or a device installed in your vehicle to monitor driving behavior. Key factors tracked include speed, braking, acceleration, time of day, and phone usage while driving.
Potential Discounts for Ohio Drivers
- Up to 30% discount based on driving behavior
- Initial enrollment discount just for signing up
- Discount applies at each renewal period
- Compatible with most modern vehicles
- No penalty for poor driving scores (discount just won’t be as high)
Who Benefits Most in Ohio
Low-mileage drivers, retirees, and drivers with short rural commutes in areas like Scioto County typically see the largest discounts. Drivers who primarily use highways at off-peak hours also score well.
Drive Safe & Save Discount Tiers (Estimated)
| Score Range | Estimated Discount |
|---|---|
| Excellent (90–100) | 20–30% |
| Good (75–89) | 10–20% |
| Average (60–74) | 5–10% |
| Below average | 0–5% |
Get a Free Quote Today
Enroll in Drive Safe & Save through Jeff Smith State Farm and start earning discounts on your Ohio auto insurance today. Call (740) 354-7747 or contact Jeff Smith online for a no-obligation insurance review.
